About Us — Our History

The T.O.P.I. Employees Credit Cooperative (TECC) was founded by a small group of employees who pooled their savings to help one another meet everyday financial needs. What began as an informal savings circle grew, through shared discipline and trust, into a registered cooperative serving the entire workforce.

Over the years TECC expanded from basic savings and emergency lending into a full range of member services — share capital, multiple loan products, and financial education — while staying true to its founding spirit of bayanihan and mutual help.

Today the cooperative is owned and governed by its members, guided by a Board of Directors and mandated committees, and committed to sound financial stewardship, transparency, and the long-term welfare of every T.O.P.I. employee.